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Hoodafan
Joined:
09/29/2013
Posts:
60628
Likes:
57083
What's this?
Fuck off you pathetic excuse for a human.
(
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by
WahooRQ
)
Posted: 07/01/2022 at 12:19PM
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Current Thread:
America’s most radical socialists are proposing a bill to cap interest
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WahooMatt05
07/01/2022 11:14AM
The better way to do something like this would be to cap risk premium.
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hoolstoptheheels
07/01/2022 1:02PM
All that will happen with the cap of 15% is that significant populations of
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111Balz
07/01/2022 1:38PM
Not a fan of AOC. I understand monitoring predatory lending schemes ...
--
Blah
07/01/2022 12:42PM
Everyone is greedy...applies to Banks and other lenders as well **
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Tuckahokie
07/01/2022 12:01PM
Grate idea!!! Will keep the most vulnerable from being saddled with loans. **
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ResistHoo
07/01/2022 12:01PM
Not reasonable at all, really. There is an argument that even 36% caps are
--
WahooRQ
07/01/2022 12:01PM
What about when inflation fighting 16% prime rates return? I don't think
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81_Hokie
07/01/2022 11:58AM
Seems like a bad idea as it would
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BKhoo
07/01/2022 11:52AM
If you can't get a credit card with less than 15% interest you probably
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BocaHoo91
07/01/2022 11:49AM
Actually most credit cards are between 15-20% APR. Subprime is around 30%.
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WahooRQ
07/01/2022 11:55AM
My two are around that. I use them for convenience and haven't paid a cent
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NJHoo
07/01/2022 11:59AM
That's fair. But it's basically just going to restrict revolving credit
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BocaHoo91
07/01/2022 11:59AM
Nobody should be paying those rates
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WahooMatt05
07/01/2022 11:51AM
You’re making absolute judgements, which don’t work in economics.
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hoolstoptheheels
07/01/2022 12:47PM
What if that “rate” is the result of a $25 dollar fee you incur and the
--
WahooRQ
07/01/2022 12:07PM
That’s one thing I think could be worked around
--
WahooMatt05
07/01/2022 12:30PM
The important consideration, IMHO, is ability to repay.
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WahooRQ
07/01/2022 12:53PM
The alternative in that case is walking or riding a bike. He's making
--
BocaHoo91
07/01/2022 11:57AM
...I-phone is jumpy**
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Tuckahokie
07/01/2022 11:42AM
Yes, because policy should be set by popularity polls.
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Hoodafan
07/01/2022 11:34AM
Elections should **
--
HoodatB
07/01/2022 11:36AM
If you can’t borrow money for less than 15% already, you’re an abysmal
--
CharlestonSC
07/01/2022 11:25AM
Loan sharks and payday lenders prey on people who are desperate
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WahooMatt05
07/01/2022 11:49AM
Then let's educate people better, Jefferson was right. **
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HoodatB
07/01/2022 12:59PM
Have you seen the citizens of this country?
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WahooMatt05
07/01/2022 1:22PM
Better pursuit of predatory lending practices is far more effective
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hoolstoptheheels
07/01/2022 12:35PM
I mean I don’t disagree as far as my own judgement, I just think we need to
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CharlestonSC
07/01/2022 12:31PM
And pushes even more of them to "my people" that will happily loan them $
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Hoodafan
07/01/2022 11:59AM
Hobbits are in the loan sharking business? Who do you use for muscle,
--
WahooRQ
07/01/2022 12:10PM
Fuck off you pathetic excuse for a human. **
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Hoodafan
07/01/2022 12:16PM
Your ex wife? Why are you quoting her here? **
--
WahooRQ
07/01/2022 12:17PM
Fuck off you pathetic excuse for a human. **
--
Hoodafan
07/01/2022 12:19PM
And here’s the illustration to go with her quote
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WahooRQ
07/01/2022 12:30PM
Fuck off you pathetic excuse for a human. **
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Hoodafan
07/01/2022 12:36PM
I’m sorry for you, really. Guess I shouldn’t poke fun at your misery
--
WahooRQ
07/01/2022 12:38PM
Fuck off you pathetic excuse for a human. **
--
Hoodafan
07/01/2022 12:38PM
You should say that one more time, just to remind everyone how stable and
--
WahooRQ
07/01/2022 12:54PM
You should keep lying about me to get "likes" from your fellow
--
Hoodafan
07/01/2022 12:59PM
A narcissist too. No wonder she bailed. **
--
WahooRQ
07/01/2022 1:25PM
Fuck off you pathetic excuse for a human. **
--
Hoodafan
07/01/2022 1:31PM
Just remember—the problem isn’t you, it’s everyone else! 😂 **
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WahooRQ
07/01/2022 1:47PM
Fuck off you pathetic excuse for a human. **
--
Hoodafan
07/01/2022 1:58PM
15% might be high now, but might not be in a year or two. **
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JohnHoo2
07/01/2022 11:51AM
That’s basically it. Fewer people will have access to credit. **
--
hoolstoptheheels
07/01/2022 11:48AM
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